B&M Luxe Co. LLC | Credit repair and funding readiness

Demand accuracy. Delete the damage. Build your future.

Dispute inaccurate items, rebuild your credit, and get funding ready without overpriced monthly plans.

Book a consultation Pull your credit reportSmartCredit account, required to start service Join Skool communityHer Million Dollar Circle See plans and pricingOne-time payment. No contract.

What we dispute

Inaccurate, outdated, or unverifiable items, using consumer protection laws.

CollectionsCharge-offsLate payments Medical billsRepossessionsJudgments Public recordsForeclosuresInquiries

Choose your plan

Done-for-you service with a secure client portal.

Basic

$399one time
  • Full credit review and personalized dispute strategy
  • Funding readiness assessment and action plan
  • Estimated completion: 30 to 120 days
Choose Basic

Expedited

$2,000one time
  • Everything in Basic, plus secondary bureau cleaning
  • LLC structure help, banking and business funding roadmap
  • One-on-one strategy sessions and priority processing
  • Estimated completion: 15 to 45 days
Choose Expedited

Expedited Plus

$3,000one time
  • Everything in Expedited
  • Funding and access included
  • Estimated completion: 15 to 45 days
Choose Expedited Plus

Timelines vary with your participation, creditor response times, and credit bureau processing. No contract, cancel anytime. Not sure which plan fits? Book a consultation.

After you enroll

Four steps. Your account will not start until all are done.

SmartCredit is $29.90 a month and separate from your plan. We cannot access or work your credit without it.
  1. Purchase your plan to secure your spot.
  2. Activate SmartCredit right after purchase.
  3. Complete onboarding from the email we send you. Have a government ID, your SSN, and proof of address from the last 30 days ready.
  4. We send your first dispute round, then a new round every 35 to 45 days.

Quick answers

How soon will I see results?

Many clients see changes within the first 35 to 45 days. Some items come off quickly, and others take several dispute rounds.

Is there a refund?

If no deletions are achieved within 120 days, you may be eligible for a refund. You must stay active in the program, keep credit monitoring on, and complete all required steps.

Do you guarantee results?

No. Every credit profile is different, so we cannot guarantee specific results. We provide professional dispute support and guidance to help you work toward your goals.

Ebony Elliott, founder of B&M Luxe Co. LLC

Hi, I’m Ebony Elliott, founder of B&M Luxe Co. LLC.

My passion is helping individuals and business owners build stronger financial futures through credit education, credit improvement, business credit, funding strategies, and financial coaching.

At B&M Luxe Co., we believe your past doesn’t define your future. With the right strategy, guidance, and commitment, you can build a solid financial foundation and unlock new opportunities.

Thank you for trusting B&M Luxe Co. LLC. I look forward to helping you strengthen your credit, build wealth, and achieve your financial goals.

Let’s build your future—together.